Corporate Overview

Founded in 2009, Kinsale Capital Group is an established and expanding specialty insurance company focused on the excess and surplus lines (‘‘E&S’’) market in the U.S. We use our underwriting expertise to write coverages for hard-to-place small and mid-sized business risks.

Our goal is to deliver long-term value for our stockholders by generating exceptional, consistent financial growth. We seek to accomplish this by producing reliable and attractive underwriting profits, steady investment returns, and managing our capital prudently.

We have built a company that is both entrepreneurial and highly efficient, leveraging our proprietary technology platform and the expertise of our employees.

2022 Financial Highlights

$1.1B

Gross Written Premium

$6.88

Net Income per Diluted Share

22.0%

Return on Equity

78.5%

Combined Ratio (1)

(1) Starting in the period ended June 30, 2023, the Company reclassified policy fees to fee income. Historically, these fees were presented as a reduction to underwriting, acquisition and insurance expenses. The Company modified the definition of the loss and expense ratios to include fee income in the denominator of each ratio. The Company reclassified prior periods' results to conform to the current period's presentation.

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